Attention homeowners in Gaithersburg and Montgomery County: Need an appraisal?

The top 7 reasons MD homeowners use Appraisals (301) 353-9439:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. Challenge Montgomery county's assessment of your propertyvalue
  3. Remove PMI to reduce a mortgage payments
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a MD divorce, when property needs to be divided
  7. Settle an estate in MD by determining the true market value of property in question

Own a home in or near Gaithersburg, MD and need help determining the value of it?
Contact Appraisals (301) 353-9439.

We at Appraisals (301) 353-9439 understand the special needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Appraisals (301) 353-9439 will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value opinion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. At Appraisals (301) 353-9439, we're seasoned in helping consumers just like you do away with unwanted PMI insurance.

Challenge property tax assessments

If you live in an area that is going down or is not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. That means you are paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Appraisals (301) 353-9439 is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Appraisals (301) 353-9439 can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for accuracy? Appraisals (301) 353-9439 offers field reviews where we go out and check the subject and comps. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.